What century is this, America?
I grew accustomed to paying bills entirely electronically in the Netherlands and it is quite a shock to have businesses, especially small ones, and utilities allow and even prefer to be paid by paper check.
In fact, when we first opened our bank account in the Netherlands, we asked for paper checks and they stared at us blankly for a few seconds before they figured out what we were talking about and explained that they don’t even exist there.
Fast forward three years and step back into the dark ages of giving strangers a piece of paper with your bank account number. In the Netherlands, the business would give you its bank account number. Then you would log into your account using a PIN to generate a one-time code and pay them that way. Because of the secure system with the one-time code, it was safe to give out your bank account number to anyone who owed you money too.
Maybe we’ll catch up one day. At least our cards have chips now.